Budgeting: Where to Start

First time budgeting...it STINKS! You won't be very good at it and you probably won't enjoy it, but I can promise you it gets better and if you stick with it, you'll LOVE the RESULTS you get from budgeting. That's why I recommend it for everyone wanting to manage their money better. 

The big question is, "Where do you even begin?!?"

1) Know & track your income from ALL sources

2) Know & track your expenses (YES, every little thing)

Start with "S.T.U.F."

• Shelter
• Transportation
• Utilities
• Food

Then you can add in your other bills, commitments, etc.

Try this for at least 30 days and see how you feel. Then, determine if you are making progress or not. But don't give up. If you aren't making progress, change something and try again